Re: liability insurance
[Re: swampstomper]
#5833732
03/03/17 03:49 PM
03/03/17 03:49 PM
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Joined: Feb 2014
Posts: 8,294 Louisiana
Aix sponsa
trapper
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trapper
Joined: Feb 2014
Posts: 8,294
Louisiana
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Could someone pm me insurance agent contact phone number. I'm not very good with this computer suff. Lol. My insurance went up from 600.00 to 2800.00 because someone got bit by a coon in a live trap. Wasn't mind though but because it happen everyone insurance went up here. Thanks Wow. So because it happened to someone else, your insurance premiums increased 475%? That doesn't seem right (fair) at all!
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Re: liability insurance
[Re: Traps R Us]
#5837925
03/07/17 06:49 PM
03/07/17 06:49 PM
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Joined: Feb 2012
Posts: 1,862 Northeast Wisconsin
NE Wildlife
trapper
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trapper
Joined: Feb 2012
Posts: 1,862
Northeast Wisconsin
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Sorry to say Scott but with the messed up world we live in I think It's the opposite, the person who is working at someone's house that doesn't Have insurance and gets hurt will sue the owner of the house for whatever There lawyer can sue for! So make sure to have homeowners insurance lol Crazy sue happy world we are living in!
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Re: liability insurance
[Re: Traps R Us]
#5838001
03/07/17 08:00 PM
03/07/17 08:00 PM
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Joined: Jun 2013
Posts: 95 Florida
bjansma
trapper
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trapper
Joined: Jun 2013
Posts: 95
Florida
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Bob and Sons sells Liberty Mutual workmans comp.(at least in my states IN and IL) Same as Jim Pace if that is who you are using now. When I switched the policy stayed the same, just signed something to switch the agency.
Bob Jansma
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Re: liability insurance
[Re: Traps R Us]
#5838636
03/08/17 11:50 AM
03/08/17 11:50 AM
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Joined: Dec 2006
Posts: 1,606 Maine
shorthair
trapper
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trapper
Joined: Dec 2006
Posts: 1,606
Maine
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Any websites or email address for these folks?
"My biggest worry is that my wife (when I'm dead) will sell my traps for what I said I paid for them."
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Re: liability insurance
[Re: Traps R Us]
#5860188
03/28/17 06:36 PM
03/28/17 06:36 PM
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Joined: Dec 2006
Posts: 1,563 Worley, Idaho
Machias
trapper
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trapper
Joined: Dec 2006
Posts: 1,563
Worley, Idaho
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I contacted them on Facebook yesterday, they do not provide coverage for Washington State. Anyone have any good alternatives? Thanks!
When things are Grim, become the Grim Reaper! Fred Moyer
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Re: liability insurance
[Re: Traps R Us]
#5860721
03/29/17 07:46 AM
03/29/17 07:46 AM
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Joined: Mar 2009
Posts: 78 E. Iowa
hvtrapper
trapper
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trapper
Joined: Mar 2009
Posts: 78
E. Iowa
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I would look for an independent agent selling West Bend Mutual. My policy is through The Friedman Group in Dubuque, Iowa.
Tom Walters
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Re: liability insurance
[Re: Traps R Us]
#5912274
05/26/17 11:10 AM
05/26/17 11:10 AM
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Joined: Nov 2010
Posts: 2,168 Rochester, MN
Teacher
trapper
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trapper
Joined: Nov 2010
Posts: 2,168
Rochester, MN
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I have Cincinnati insurance for Liability. it's about $500 a year. Covers my teaching, site auditing and trapping. The agent wasn't thrilled to cover trapping but his company wrote the policy anyway. I also have an LLC, written in such a way to keep me bulletproof. Went to a lawyer who specialized in LLC development. I don't feel naked anymore.
Never too old to learn
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Re: liability insurance
[Re: Traps R Us]
#5914297
05/29/17 12:38 AM
05/29/17 12:38 AM
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Joined: Mar 2013
Posts: 2,981 Wyoming
Starvalleytrappe
trapper
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trapper
Joined: Mar 2013
Posts: 2,981
Wyoming
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I only found one that would get me a plan. It was Christian baker. Yes you have to be a member of nwcoa but is that really such a bad thing? Lol
Wyoming fur trader
chrismhcc@yahoo.com
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Re: liability insurance
[Re: Traps R Us]
#5915346
05/30/17 03:30 PM
05/30/17 03:30 PM
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Joined: Mar 2013
Posts: 2,981 Wyoming
Starvalleytrappe
trapper
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trapper
Joined: Mar 2013
Posts: 2,981
Wyoming
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It is wrote specifically for wildlife removal and exclusion work. My insurance company wouldn't even offer a policy too me
Wyoming fur trader
chrismhcc@yahoo.com
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Re: liability insurance
[Re: Traps R Us]
#5915957
05/31/17 12:15 PM
05/31/17 12:15 PM
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Joined: Jan 2016
Posts: 73 PA
Fatdawg
trapper
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trapper
Joined: Jan 2016
Posts: 73
PA
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Fatdawg, it's a professional liability policy tailored specifically to the work of Commercial Wildlife Control. I don't think my general home and auto policy would cover that type of claim. If your agent says it does, I would want him to give that to me in writing. Cheers, The policy has nothing to do with my homeowners or auto insurance. It is a separate business liability policy. Just out of curiosity what specifics is your policy tailored to that would not be covered by general business liability? I'm still somewhat new to this, just trying to learn and understand what I maybe missing.
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Re: liability insurance
[Re: Traps R Us]
#5916108
05/31/17 03:43 PM
05/31/17 03:43 PM
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Joined: Jan 2016
Posts: 73 PA
Fatdawg
trapper
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trapper
Joined: Jan 2016
Posts: 73
PA
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Sorry, I must have read your post wrong. If it is a business liability insurance for your ADC business than that is exactly what you should have. I had to fill out an application that asked specifics about wildlife control work, if you handle pesticides, how much you store, how many people you employ, what's their training, etc.
Sounds like you've got it covered. I gave my agent a down an dirty summary of the work I'd be doing and some of the possible claims, such as falling through ceiling, ladder through a window and the you hurt my poor puppy scenario. He says I'll be covered. I don't do bugs or chemicals, so that probably make it easier and cheaper. I looked at joining NWCOA and looked at their insurance. Combined ins cost and membership is more than I pay now and the coverage isn't as high. Also read that you have to provide proof of liability ins when applying for their ins.
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Re: liability insurance
[Re: webfootwhacker]
#6053954
11/14/17 02:54 AM
11/14/17 02:54 AM
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Joined: Sep 2010
Posts: 581 Des Allemands, Louisiana
Budfish
trapper
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trapper
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
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May not hurt to check with Bob and sons anyways as they got licensed in MN just to cover me. I was told they were looking to add additional states. So far, I'm very pleased with them. Awesome. Thanks.
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Re: liability insurance
[Re: Traps R Us]
#6053993
11/14/17 07:06 AM
11/14/17 07:06 AM
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Joined: Aug 2017
Posts: 609 Desert Southwest-CA
DezertTrapper
trapper
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trapper
Joined: Aug 2017
Posts: 609
Desert Southwest-CA
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After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer?
Member NTA Member NRA Platinum Member: School of Hard Knocks
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Re: liability insurance
[Re: DezertTrapper]
#6054837
11/15/17 12:54 AM
11/15/17 12:54 AM
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Joined: Sep 2010
Posts: 581 Des Allemands, Louisiana
Budfish
trapper
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trapper
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
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After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer? I don't know, but I'm not paying $200 to the NWCOA to find out.
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Re: liability insurance
[Re: Traps R Us]
#6057607
11/18/17 12:40 AM
11/18/17 12:40 AM
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Joined: Aug 2017
Posts: 609 Desert Southwest-CA
DezertTrapper
trapper
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trapper
Joined: Aug 2017
Posts: 609
Desert Southwest-CA
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I think NCWOA membership numbers would fly off of the charts if it wasn't so expensive. I belong to other organizations-in other areas..memberships are perhaps $35-$50 per year.
I can buy a couple of very nice traps with that $200!
Member NTA Member NRA Platinum Member: School of Hard Knocks
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